This website stores cookies on your computer. These cookies are used to collect information about how you interact with our website and allow us to remember you. We use this information in order to improve and customize your browsing experience and for analytics and metrics about our visitors both on this website and other media. To find out more about the cookies we use, see our privacy policy

What is Ghosting?

Ghosting, Identity Theft, Personal Security, My Data, Digital Estate Planning


"Nearly 800,000 of those deceased are deliberately targeted, roughly 2,200 a day. With a name, address and birth date in hand, they [criminals] can illicitly purchase the person's Social Security number for as little as $10
It's called ghosting"

It can take 6 months for organizations to fully recognize your death

According to AARP, it can take six months for financial institutions, credit-reporting bureaus and the Social Security Administration to receive, share or register death records, giving crooks ample time to rack up charges. Criminals and other bad actors have learned to use the widely available funeral announcements to build a list of potential targets. Without proper protection, you and your loved ones could fall victim to identity theft during one of the most challenging times in life.

How common is ghosting?

In 2011, criminals falsely filed returns of the dead and collected a staggering $5.2 Billion from the IRS.

How can I protect myself from Ghosting?

Final Security can help you protect yourself with services that provide the tools you need to properly plan your estate and control your digital information and assets upon death.

Info Vault

Final Security's Info Vault is a place where you can store your digital information:

  • Store your usernames and passwords to any service (you can also store files and notes with each entry).
  • Store your photos: save a single, memorable photo or a collection you'd like to pass on.
  • Store your documents, such as a will, or a collection of information your beneficiaries will need.

Your Info Vault creates an efficient, organized and central place for your beneficiary to find all your important information after your passing.

Device Cleaning

With Final Security's Device Cleaning service, you can have that peace of mind that your registered devices will be remotely wiped upon the confirmation of your passing. Our service will ensure that your sensitive and private information will not be seen by anyone but you. We will protect not only your legacy, but provide protection to your family and friends by making sure your private information does not get into the wrong hands.

Social Media Cleaning

Social Clean is Final Security's service that allows you to know that your online accounts do not live on the web forever. Not only does this service protect your legacy and information, it also protects your family and friends. Bad actors are looking to capitalize on the window of time where your death may not be publicly known or officially recognized. In this window of time, your family and friends could fall victim to a scam that looks like it is coming from your account.

Kirchheimer, S. (2019). Protecting Deceased Loved Ones From Identity Theft - Family. AARP. from

Digital Estate Risk Assessment Calculator

According to AARP, it can take six months for financial institutions, credit-reporting bureaus and the Social Security Administration to receive, share or register death records. When you consider that timeframe and that cybercrime is now more profitable than the global illegal drug trade, your digital estate is the perfect target for criminals. We need to protect and organize our digital lives in preparation of our digital death.

How at Risk...

Is Your Digital Estate?

Get your free personalized digital estate planning report in just a few minutes.

Start Your Free Assessment
How at risk is your digital estate? Get your free personalized digital estate planning report.


Your privacy, safety and security is our top priority and at the core of everything we do. Your data is encrypted and protected at every level. From typing on your computer, through the Internet and into our application and servers.

Learn more about how we secure your data.

Digital Estate Planning, Final Security is HIPAA Compliant
Digital Estate Planning, Final Security uses SSL to encrypt in transit
Digital Estate Planning, Final Security used two factor authentication
Digital Estate Planning, Final Security encrypts your data at every level

Need More Time?

There are many things to consider with digital estate & legacy planning. Sign up for our mailing list to get to know us better and also receive helpful information about digital estate planning, your privacy and security.

Your trusted digital legacy & estate planning platform, Final Security.